← CoastPoint

Get your personalized projection report

Enter your numbers below. Pay $19via Stripe and we’ll compute your FIRE number, your Coast point, your full-retirement date, a year-by-year schedule, and a returns band — delivered as a printable PDF and a hosted page. No subscription, no account. Every figure is computed from the assumptions you enter and is not investment advice.

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Whole number, 18–80.

The age you want the option to fully retire — greater than your age now, up to 90.

$

Everything invested toward retirement today, in today's dollars. 0 is fine if you're just starting.

$

What you invest toward retirement per year right now.

$

The yearly spending you want to support once retired, in today's dollars.

$

Guaranteed annual income in retirement such as a pension or Social Security. We subtract this from your target spending before sizing your FIRE number.

Return assumptions

These default to common planning values. They drive the dates — every number in your report is computed from them, so adjust to match your own view. This is a projection, not investment advice, and returns are never guaranteed.

%

Inflation-adjusted annual return assumption. 5% is a common long-run real-return estimate for a stock-heavy portfolio — lower it to be conservative.

%

How much your annual contribution grows each year, e.g. with raises. Set to 0 to keep contributions flat.

%

The share of your portfolio you'd withdraw per year in retirement. 4% is the common rule of thumb; a lower rate is more cautious and raises your FIRE number.

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